In this recessive economy, a lot of people are already in a financial mess. This means that they are not only finding it extremely hard to sustain on the limited income, but even the products that they would have to purchase on a daily basis seems to be going out of their grasp. This is the reason why people need to be able to discover the advantage of looking at catalogues for bad credit simply because it gives them an opportunity to go for shopping, even if they have a very bad credit score to begin with.
Your consideration when you have a bad credit score will always be to ensure that you get credit from a good store that has a lot of stuff that you need. That way, getting some kind of a store credit from that particular store entitles you to purchase a lot of stuff from the store, ensuring that you do not need to worry about getting the necessities from any other store. It also ensures that you now have a proper repayment schedule that you need to stick with, and in case there are any problems, you can actually mention that the management at the very beginning. Since you already have a history with them, they would be more than willing to help you to navigate that particular moment of financial difficulty and enable you to set up a new repayment schedule according to your necessity.
With that being said, you should also consider offering them a proper repayment schedule that you can properly stick to in case there is any kind of problems in your financial plans. After all, these are people that are willing to trust you on the repayment schedule, even when you have a very bad credit score and credit will not be extended by any financial institution towards you. So, always think before you need to purchase any stuff from that store; you need to realize whether it is an important part of your daily schedule or even for your immediate necessity, or it is simply bordering on frivolities on your part. Always buy the stuff that is a necessity at this given financial downturn, rather than going for something which is extravagant. After all you would need them in your trying time, and you need to be able to ensure that the purchase that you have just done with the store credit is justified.